The Ontario Student Assistance Program (OSAP)
The Ontario Student Assistance Program (OSAP) is a combination of federal and provincial loans and grants that can assist students in financial need by helping them meet the costs associated with post-secondary education.
The purpose of OSAP is to supplement your resources, not to replace the financial resources that you (and your family, if applicable) are expected to contribute towards basic educational costs (tuition, books, supplies) and living allowance (food, shelter, etc.).
Assistance is based on financial need as determined by the federal and provincial governments through an assessment of your OSAP application form.
Your OSAP Assessment
The assessment covers the following items: